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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,126 | $54,355-7.8% | $82,744-39.4% | $68,486-26.8% |
| Participation rate | 58.8% | 63.9%-5.1pp | 72.6%-13.7pp | 67.9%-9.1pp |
| Annual return | -14.91% | -13.67%-1.2pp | 702.22%-717.1pp | -7.85%-7.1pp |
| Employer contribution / active EE | $1,350 | $2,219-39.2% | $3,008-55.1% | $2,597-48.0% |
| Participant deferral / active EE | $4,959 | $3,246+52.8% | $4,395+12.8% | $4,028+23.1% |
| Admin fee / account holder | $4,515 | $4,397+2.7% | $5,325-15.2% | $5,404-16.4% |