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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,287 | $54,757-41.0% | $90,304-64.2% | $72,975-55.8% |
| Participation rate | 72.5% | 65.2%+7.3pp | 73.3%-0.8pp | 69.5%+3.0pp |
| Annual return | 0.00% | 30.63%-30.6pp | 78.13%-78.1pp | 81.01%-81.0pp |
| Employer contribution / active EE | $1,384 | $2,093-33.9% | $2,855-51.5% | $2,440-43.3% |
| Participant deferral / active EE | $3,362 | $2,887+16.4% | $3,885-13.5% | $3,608-6.8% |
| Admin fee / account holder | $5,974 | $3,973+50.3% | $5,354+11.6% | $5,124+16.6% |