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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,529 | $88,815-25.1% | $81,882-18.7% | $145,897-54.4% |
| Participation rate | 55.0% | 75.1%-20.1pp | 72.4%-17.4pp | 80.3%-25.3pp |
| Annual return | 11.24% | 1033.75%-1022.5pp | 779.47%-768.2pp | 552.29%-541.1pp |
| Employer contribution / active EE | $2,646 | $3,086-14.3% | $2,916-9.3% | $4,663-43.3% |
| Participant deferral / active EE | $8,725 | $4,647+87.7% | $4,323+101.8% | $6,689+30.4% |
| Admin fee / account holder | $39,582 | $8,434+369.3% | $7,360+437.8% | $13,390+195.6% |