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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,805 | $127,779-86.8% | $106,551-84.2% | $167,518-90.0% |
| Participation rate | 52.6% | 78.3%-25.6pp | 76.1%-23.5pp | 82.1%-29.5pp |
| Annual return | 16.72% | 33.87%-17.2pp | 26.80%-10.1pp | 478.71%-462.0pp |
| Employer contribution / active EE | $4,853 | $3,427+41.6% | $2,819+72.1% | $4,838+0.3% |
| Participant deferral / active EE | $2,317 | $5,088-54.5% | $4,398-47.3% | $6,342-63.5% |
| Admin fee / account holder | $181 | $11,228-98.4% | $7,408-97.6% | $12,312-98.5% |