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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,264 | $105,867-85.6% | $90,760-83.2% | $134,532-88.7% |
| Participation rate | 64.7% | 78.3%-13.5pp | 75.7%-11.0pp | 81.2%-16.5pp |
| Annual return | -19.81% | -10.99%-8.8pp | -12.16%-7.7pp | 418.27%-438.1pp |
| Employer contribution / active EE | $1,133 | $3,464-67.3% | $2,922-61.2% | $4,741-76.1% |
| Participant deferral / active EE | $2,823 | $5,217-45.9% | $4,565-38.2% | $6,401-55.9% |
| Admin fee / account holder | $211 | $13,936-98.5% | $8,444-97.5% | $11,429-98.2% |