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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,683 | $165,381-86.3% | $149,730-84.9% | $158,966-85.7% |
| Participation rate | 50.0% | 84.6%-34.6pp | 82.5%-32.5pp | 82.0%-32.0pp |
| Annual return | 16.39% | 348.29%-331.9pp | 276.70%-260.3pp | 302.95%-286.6pp |
| Employer contribution / active EE | $4,221 | $5,104-17.3% | $4,645-9.1% | $4,762-11.4% |
| Participant deferral / active EE | $7,835 | $7,182+9.1% | $6,843+14.5% | $5,983+31.0% |
| Admin fee / account holder | $20,632 | $10,809+90.9% | $9,310+121.6% | $11,250+83.4% |