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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,838 | $85,766-55.9% | $136,298-72.2% | $70,126-46.0% |
| Participation rate | 50.0% | 74.2%-24.2pp | 81.9%-31.9pp | 69.5%-19.5pp |
| Annual return | 16.90% | 31.46%-14.6pp | 5156.27%-5139.4pp | 73.15%-56.3pp |
| Employer contribution / active EE | $2,594 | $2,966-12.5% | $4,696-44.8% | $2,343+10.7% |
| Participant deferral / active EE | $7,172 | $5,051+42.0% | $6,247+14.8% | $3,332+115.3% |
| Admin fee / account holder | $7,812 | $5,421+44.1% | $9,244-15.5% | $4,645+68.2% |