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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,890 | $58,587+51.7% | $83,322+6.7% | $64,173+38.5% |
| Participation rate | 66.7% | 72.0%-5.4pp | 77.8%-11.1pp | 69.6%-2.9pp |
| Annual return | -5.28% | 9.65%-14.9pp | 10.64%-15.9pp | 7.63%-12.9pp |
| Employer contribution / active EE | $4,694 | $2,098+123.7% | $3,379+38.9% | $2,381+97.1% |
| Participant deferral / active EE | $6,410 | $4,654+37.7% | $5,565+15.2% | $3,470+84.7% |
| Admin fee / account holder | $4,399 | $9,279-52.6% | $7,540-41.7% | $4,887-10.0% |