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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,202 | $64,359+21.5% | $90,161-13.3% | $70,126+11.5% |
| Participation rate | 69.2% | 70.4%-1.2pp | 76.9%-7.6pp | 69.5%-0.3pp |
| Annual return | 21.09% | 28.13%-7.0pp | 34.89%-13.8pp | 73.15%-52.1pp |
| Employer contribution / active EE | $4,820 | $2,046+135.6% | $3,318+45.3% | $2,343+105.8% |
| Participant deferral / active EE | $6,687 | $4,389+52.3% | $5,287+26.5% | $3,332+100.7% |
| Admin fee / account holder | $2,553 | $3,945-35.3% | $5,943-57.0% | $4,645-45.0% |