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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,773 | $64,909-20.2% | $82,312-37.1% | $62,293-16.9% |
| Participation rate | 73.7% | 74.9%-1.2pp | 76.9%-3.2pp | 69.5%+4.2pp |
| Annual return | 47.45% | 21.18%+26.3pp | 25.88%+21.6pp | 28.90%+18.6pp |
| Employer contribution / active EE | $4,234 | $1,676+152.7% | $2,428+74.4% | $2,042+107.3% |
| Participant deferral / active EE | $11,375 | $3,103+266.5% | $3,706+206.9% | $3,169+258.9% |
| Admin fee / account holder | $593 | $440+34.9% | $5,608-89.4% | $479+23.8% |