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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,067 | $60,165-41.7% | $74,184-52.7% | $55,167-36.4% |
| Participation rate | 68.0% | 74.2%-6.2pp | 76.6%-8.6pp | 69.0%-1.0pp |
| Annual return | 56.89% | 10.00%+46.9pp | 17.74%+39.2pp | 169.23%-112.3pp |
| Employer contribution / active EE | $3,176 | $1,600+98.5% | $2,370+34.0% | $1,963+61.8% |
| Participant deferral / active EE | $8,527 | $2,973+186.8% | $3,550+140.2% | $3,054+179.2% |
| Admin fee / account holder | $1,464 | $419+249.1% | $5,586-73.8% | $504+190.5% |