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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,879 | $102,422+147.9% | $147,117+72.6% | $80,959+213.6% |
| Participation rate | 93.3% | 75.9%+17.5pp | 82.2%+11.1pp | 67.7%+25.7pp |
| Annual return | 17.26% | 135.16%-117.9pp | 420.54%-403.3pp | 35.67%-18.4pp |
| Employer contribution / active EE | $12,865 | $3,717+246.1% | $4,932+160.8% | $2,757+366.6% |
| Participant deferral / active EE | $14,264 | $6,652+114.4% | $8,065+76.9% | $4,300+231.7% |
| Admin fee / account holder | $30,217 | $7,953+279.9% | $12,993+132.6% | $6,925+336.3% |