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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,344 | $96,388+19.7% | $80,627+43.1% | $139,466-17.3% |
| Participation rate | 89.5% | 73.6%+15.8pp | 67.0%+22.5pp | 80.3%+9.1pp |
| Annual return | 12.82% | 1352.08%-1339.3pp | 936.76%-923.9pp | 373.66%-360.8pp |
| Employer contribution / active EE | $0 | $3,260-100.0% | $2,723-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $7,982 | $5,224+52.8% | $4,443+79.7% | $6,712+18.9% |
| Admin fee / account holder | $2,402 | $6,603-63.6% | $5,381-55.4% | $11,409-79.0% |