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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,225 | $104,937-32.1% | $84,628-15.8% | $152,897-53.4% |
| Participation rate | 86.4% | 74.8%+11.5pp | 68.2%+18.1pp | 82.5%+3.9pp |
| Annual return | 20.07% | 373.88%-353.8pp | 258.80%-238.7pp | 345.43%-325.4pp |
| Employer contribution / active EE | $0 | $3,303-100.0% | $2,653-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $4,376 | $4,690-6.7% | $3,900+12.2% | $5,851-25.2% |
| Admin fee / account holder | $670 | $6,243-89.3% | $4,914-86.4% | $11,599-94.2% |