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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,509 | $109,372-22.7% | $89,414-5.5% | $158,966-46.8% |
| Participation rate | 90.5% | 74.3%+16.2pp | 68.0%+22.5pp | 82.0%+8.5pp |
| Annual return | 13.00% | 345.55%-332.6pp | 245.50%-232.5pp | 302.95%-289.9pp |
| Employer contribution / active EE | $653 | $3,171-79.4% | $2,586-74.8% | $4,762-86.3% |
| Participant deferral / active EE | $5,965 | $4,598+29.7% | $3,890+53.3% | $5,983-0.3% |
| Admin fee / account holder | $1,826 | $6,156-70.3% | $4,883-62.6% | $11,250-83.8% |