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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,322 | $100,203+34.0% | $85,240+57.6% | $145,897-7.9% |
| Participation rate | 88.9% | 74.1%+14.8pp | 67.5%+21.4pp | 80.3%+8.6pp |
| Annual return | 11.18% | 84.28%-73.1pp | 66.75%-55.6pp | 552.29%-541.1pp |
| Employer contribution / active EE | $0 | $3,242-100.0% | $2,735-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $8,553 | $5,299+61.4% | $4,527+88.9% | $6,689+27.9% |
| Admin fee / account holder | $1,231 | $7,265-83.1% | $6,165-80.0% | $13,390-90.8% |