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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,275 | $78,013-9.9% | $178,449-60.6% | $80,911-13.1% |
| Participation rate | 67.6% | 65.7%+2.0pp | 77.1%-9.5pp | 67.6%0pp |
| Annual return | 27.97% | 18.07%+9.9pp | 27.09%+0.9pp | 35.63%-7.7pp |
| Employer contribution / active EE | $3,414 | $2,287+49.3% | $3,951-13.6% | $2,756+23.9% |
| Participant deferral / active EE | $6,424 | $4,408+45.7% | $6,277+2.3% | $4,297+49.5% |
| Admin fee / account holder | $16,488 | $7,166+130.1% | $10,362+59.1% | $6,935+137.8% |