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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,408 | $70,684-20.2% | $169,390-66.7% | $75,173-25.0% |
| Participation rate | 61.3% | 64.8%-3.5pp | 77.2%-15.9pp | 67.2%-5.9pp |
| Annual return | 20.16% | 36.38%-16.2pp | 406.07%-385.9pp | 160.72%-140.6pp |
| Employer contribution / active EE | $3,339 | $2,211+51.0% | $4,013-16.8% | $2,671+25.0% |
| Participant deferral / active EE | $5,961 | $4,310+38.3% | $6,222-4.2% | $4,126+44.5% |
| Admin fee / account holder | $2,176 | $5,404-59.7% | $9,015-75.9% | $5,651-61.5% |