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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,811 | $126,519-73.3% | $106,201-68.2% | $145,959-76.8% |
| Participation rate | 42.9% | 77.7%-34.8pp | 75.3%-32.4pp | 80.3%-37.4pp |
| Annual return | 9.19% | 225.10%-215.9pp | 116.26%-107.1pp | 561.95%-552.8pp |
| Employer contribution / active EE | $1,209 | $3,726-67.6% | $3,170-61.9% | $4,661-74.1% |
| Participant deferral / active EE | $3,725 | $5,716-34.8% | $5,012-25.7% | $6,689-44.3% |
| Admin fee / account holder | $434 | $17,312-97.5% | $11,039-96.1% | $13,398-96.8% |