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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,072 | $169,356-21.4% | $129,406+2.8% | $145,897-8.8% |
| Participation rate | 80.0% | 76.5%+3.5pp | 69.6%+10.4pp | 80.3%-0.3pp |
| Annual return | 14.93% | 14418.62%-14403.7pp | 9468.18%-9453.2pp | 552.29%-537.4pp |
| Employer contribution / active EE | $3,566 | $5,542-35.7% | $4,155-14.2% | $4,663-23.5% |
| Participant deferral / active EE | $7,686 | $4,987+54.1% | $4,167+84.4% | $6,689+14.9% |
| Admin fee / account holder | $38,491 | $9,915+288.2% | $7,689+400.6% | $13,390+187.5% |