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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,565 | $212,386+48.1% | $199,883+57.4% | $138,895+126.5% |
| Participation rate | 80.0% | 87.4%-7.4pp | 86.8%-6.8pp | 79.9%+0.1pp |
| Annual return | 19.05% | 47.75%-28.7pp | 43.81%-24.8pp | 145.39%-126.3pp |
| Employer contribution / active EE | $728 | $6,625-89.0% | $6,261-88.4% | $4,194-82.6% |
| Participant deferral / active EE | $10,940 | $9,617+13.8% | $9,138+19.7% | $6,396+71.0% |
| Admin fee / account holder | $2,926 | $18,233-84.0% | $17,268-83.1% | $12,562-76.7% |