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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,456 | $171,867-60.2% | $149,721-54.3% | $147,586-53.6% |
| Participation rate | 66.7% | 88.2%-21.5pp | 87.1%-20.4pp | 82.8%-16.2pp |
| Annual return | 20.55% | 2113.36%-2092.8pp | 1501.67%-1481.1pp | 578.59%-558.0pp |
| Employer contribution / active EE | $2,741 | $6,275-56.3% | $5,444-49.7% | $4,876-43.8% |
| Participant deferral / active EE | $12,000 | $7,270+65.1% | $6,568+82.7% | $5,439+120.6% |
| Admin fee / account holder | $612 | $13,799-95.6% | $11,282-94.6% | $10,886-94.4% |