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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,696 | $275,752-57.0% | $256,809-53.8% | $198,609-40.2% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 13.95% | 34.81%-20.9pp | 32.73%-18.8pp | 202.70%-188.7pp |
| Employer contribution / active EE | $763 | $7,721-90.1% | $7,263-89.5% | $5,055-84.9% |
| Participant deferral / active EE | $22,172 | $10,037+120.9% | $9,520+132.9% | $6,977+217.8% |
| Admin fee / account holder | $1,194 | $25,716-95.4% | $25,146-95.3% | $19,030-93.7% |