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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,696 | $209,336-43.3% | $197,124-39.8% | $137,256-13.5% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 13.95% | 48.09%-34.1pp | 44.34%-30.4pp | 220.34%-206.4pp |
| Employer contribution / active EE | $763 | $6,591-88.4% | $6,227-87.8% | $4,156-81.6% |
| Participant deferral / active EE | $22,172 | $9,614+130.6% | $9,135+142.7% | $6,407+246.1% |
| Admin fee / account holder | $1,194 | $17,308-93.1% | $16,298-92.7% | $12,270-90.3% |