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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,299 | $111,535+4.3% | $105,223+10.5% | $137,256-15.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 15.46% | 237.85%-222.4pp | 180.65%-165.2pp | 220.34%-204.9pp |
| Employer contribution / active EE | $19,015 | $3,939+382.7% | $3,689+415.5% | $4,156+357.5% |
| Participant deferral / active EE | $8,148 | $5,500+48.2% | $5,072+60.7% | $6,407+27.2% |
| Admin fee / account holder | $14,374 | $9,721+47.9% | $8,859+62.3% | $12,270+17.1% |