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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,299 | $129,737-10.4% | $119,126-2.4% | $154,746-24.8% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 15.46% | 379.08%-363.6pp | 282.11%-266.6pp | 172.34%-156.9pp |
| Employer contribution / active EE | $19,015 | $4,375+334.6% | $4,034+371.4% | $4,379+334.2% |
| Participant deferral / active EE | $8,148 | $5,842+39.5% | $5,318+53.2% | $6,730+21.1% |
| Admin fee / account holder | $14,374 | $11,961+20.2% | $10,693+34.4% | $14,365+0.1% |