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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,712 | $160,059+1.0% | $140,019+15.5% | $135,380+19.5% |
| Participation rate | 83.3% | 88.5%-5.2pp | 87.5%-4.2pp | 82.6%+0.7pp |
| Annual return | -10.08% | 911.48%-921.6pp | 651.17%-661.2pp | 519.81%-529.9pp |
| Employer contribution / active EE | $17,375 | $6,420+170.7% | $5,605+210.0% | $4,779+263.6% |
| Participant deferral / active EE | $17,375 | $7,641+127.4% | $6,927+150.8% | $5,609+209.8% |
| Admin fee / account holder | $473 | $13,328-96.5% | $10,705-95.6% | $10,828-95.6% |