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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,279 | $167,533+78.6% | $151,645+97.4% | $134,545+122.4% |
| Participation rate | 92.9% | 88.4%+4.5pp | 87.5%+5.4pp | 81.2%+11.6pp |
| Annual return | -16.72% | 7.81%-24.5pp | 3.34%-20.1pp | 418.37%-435.1pp |
| Employer contribution / active EE | $22,750 | $6,828+233.2% | $6,165+269.0% | $4,742+379.8% |
| Participant deferral / active EE | $22,750 | $8,985+153.2% | $8,363+172.0% | $6,401+255.4% |
| Admin fee / account holder | $1,820 | $13,781-86.8% | $11,614-84.3% | $11,431-84.1% |