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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,314 | $93,117-66.4% | $77,096-59.4% | $134,532-76.7% |
| Participation rate | 82.4% | 74.5%+7.9pp | 67.9%+14.4pp | 81.2%+1.1pp |
| Annual return | -27.03% | 62.67%-89.7pp | 42.35%-69.4pp | 418.27%-445.3pp |
| Employer contribution / active EE | $3,201 | $3,420-6.4% | $2,814+13.8% | $4,741-32.5% |
| Participant deferral / active EE | $5,554 | $5,241+6.0% | $4,429+25.4% | $6,401-13.2% |
| Admin fee / account holder | $965 | $6,948-86.1% | $5,428-82.2% | $11,429-91.6% |