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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,212 | $109,372-68.7% | $89,414-61.7% | $158,966-78.5% |
| Participation rate | 60.0% | 74.3%-14.3pp | 68.0%-8.0pp | 82.0%-22.0pp |
| Annual return | 30.65% | 345.55%-314.9pp | 245.50%-214.9pp | 302.95%-272.3pp |
| Employer contribution / active EE | $2,122 | $3,171-33.1% | $2,586-17.9% | $4,762-55.4% |
| Participant deferral / active EE | $3,722 | $4,598-19.1% | $3,890-4.3% | $5,983-37.8% |
| Admin fee / account holder | $20 | $6,156-99.7% | $4,883-99.6% | $11,250-99.8% |