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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,742 | $156,398-90.6% | $147,318-90.0% | $138,895-89.4% |
| Participation rate | 76.9% | 83.8%-6.8pp | 82.1%-5.1pp | 79.9%-3.0pp |
| Annual return | 25.20% | 78.75%-53.5pp | 70.43%-45.2pp | 145.39%-120.2pp |
| Employer contribution / active EE | $3,492 | $4,853-28.1% | $4,593-24.0% | $4,194-16.7% |
| Participant deferral / active EE | $6,622 | $8,237-19.6% | $7,906-16.3% | $6,396+3.5% |
| Admin fee / account holder | $5,068 | $14,976-66.2% | $13,708-63.0% | $12,562-59.7% |