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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,292 | $159,978-94.8% | $147,041-94.4% | $145,978-94.3% |
| Participation rate | 86.7% | 84.0%+2.7pp | 82.2%+4.5pp | 80.3%+6.4pp |
| Annual return | 14.09% | 98.36%-84.3pp | 419.21%-405.1pp | 550.52%-536.4pp |
| Employer contribution / active EE | $1,841 | $5,288-65.2% | $4,935-62.7% | $4,662-60.5% |
| Participant deferral / active EE | $2,966 | $8,429-64.8% | $8,071-63.3% | $6,690-55.7% |
| Admin fee / account holder | $2,401 | $15,053-84.0% | $13,006-81.5% | $13,400-82.1% |