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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,596 | $106,749+270.6% | $145,433+172.0% | $82,448+379.8% |
| Participation rate | 96.4% | 75.6%+20.8pp | 82.1%+14.3pp | 68.1%+28.4pp |
| Annual return | 21.77% | 27.59%-5.8pp | 66.58%-44.8pp | 41.64%-19.9pp |
| Employer contribution / active EE | $30,337 | $3,444+780.7% | $4,554+566.1% | $2,551+1089.2% |
| Participant deferral / active EE | $9,207 | $6,519+41.2% | $7,897+16.6% | $4,139+122.4% |
| Admin fee / account holder | $12,469 | $8,390+48.6% | $13,129-5.0% | $7,234+72.4% |