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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,706 | $69,383-50.0% | $101,275-65.7% | $73,497-52.8% |
| Participation rate | 73.4% | 68.4%+5.0pp | 75.8%-2.4pp | 70.7%+2.7pp |
| Annual return | 16.90% | 18.46%-1.6pp | 46.48%-29.6pp | 28.51%-11.6pp |
| Employer contribution / active EE | $1,363 | $2,628-48.1% | $3,660-62.7% | $2,270-39.9% |
| Participant deferral / active EE | $3,119 | $3,301-5.5% | $4,371-28.6% | $3,740-16.6% |
| Admin fee / account holder | $592 | $704-15.9% | $5,948-90.0% | $513+15.4% |