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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,913 | $52,678-58.4% | $75,784-71.1% | $59,633-63.3% |
| Participation rate | 47.5% | 67.2%-19.7pp | 75.8%-28.3pp | 68.7%-21.2pp |
| Annual return | -1.35% | 2.95%-4.3pp | 9.68%-11.0pp | 2041.45%-2042.8pp |
| Employer contribution / active EE | $541 | $2,193-75.3% | $3,323-83.7% | $2,203-75.4% |
| Participant deferral / active EE | $1,473 | $2,591-43.2% | $3,652-59.7% | $3,192-53.9% |
| Admin fee / account holder | $485 | $3,610-86.6% | $5,300-90.8% | $4,297-88.7% |