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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,494 | $160,040-80.9% | $147,096-79.3% | $145,877-79.1% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 9.56% | 98.49%-88.9pp | 419.75%-410.2pp | 551.28%-541.7pp |
| Employer contribution / active EE | $3,779 | $5,289-28.6% | $4,936-23.4% | $4,663-19.0% |
| Participant deferral / active EE | $3,339 | $8,429-60.4% | $8,071-58.6% | $6,691-50.1% |
| Admin fee / account holder | $632 | $15,050-95.8% | $13,005-95.1% | $13,402-95.3% |