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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,542 | $82,674-44.9% | $125,381-63.7% | $68,486-33.5% |
| Participation rate | 82.1% | 75.1%+7.0pp | 82.4%-0.3pp | 67.9%+14.2pp |
| Annual return | -20.66% | -5.97%-14.7pp | 572.31%-593.0pp | -7.85%-12.8pp |
| Employer contribution / active EE | $2,826 | $3,382-16.4% | $4,815-41.3% | $2,597+8.8% |
| Participant deferral / active EE | $5,758 | $6,111-5.8% | $7,448-22.7% | $4,028+43.0% |
| Admin fee / account holder | $1,277 | $6,277-79.7% | $10,007-87.2% | $5,404-76.4% |