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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,452 | $85,766-54.0% | $136,298-71.1% | $70,126-43.7% |
| Participation rate | 58.6% | 74.2%-15.5pp | 81.9%-23.3pp | 69.5%-10.9pp |
| Annual return | 18.52% | 31.46%-12.9pp | 5156.27%-5137.7pp | 73.15%-54.6pp |
| Employer contribution / active EE | $1,560 | $2,966-47.4% | $4,696-66.8% | $2,343-33.4% |
| Participant deferral / active EE | $3,669 | $5,051-27.4% | $6,247-41.3% | $3,332+10.1% |
| Admin fee / account holder | $980 | $5,421-81.9% | $9,244-89.4% | $4,645-78.9% |