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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,752 | $81,749-95.4% | $58,544-93.6% | $139,456-97.3% |
| Participation rate | 63.2% | 61.3%+1.8pp | 50.9%+12.3pp | 80.3%-17.2pp |
| Annual return | 17.65% | 7425.45%-7407.8pp | 4249.56%-4231.9pp | 373.45%-355.8pp |
| Employer contribution / active EE | $575 | $1,398-58.9% | $1,053-45.4% | $4,753-87.9% |
| Participant deferral / active EE | $788 | $2,555-69.2% | $1,923-59.0% | $6,711-88.3% |
| Admin fee / account holder | $1,727 | $3,272-47.2% | $2,520-31.5% | $11,407-84.9% |