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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,072 | $84,464-84.5% | $61,399-78.7% | $134,509-90.3% |
| Participation rate | 6.7% | 62.2%-55.5pp | 52.6%-45.9pp | 81.2%-74.6pp |
| Annual return | -20.09% | 585.06%-605.2pp | 338.81%-358.9pp | 418.13%-438.2pp |
| Employer contribution / active EE | $486 | $1,545-68.5% | $1,159-58.0% | $4,741-89.7% |
| Participant deferral / active EE | $728 | $2,818-74.2% | $2,124-65.7% | $6,400-88.6% |
| Admin fee / account holder | $2,622 | $2,587+1.3% | $2,131+23.1% | $11,427-77.1% |