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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,250 | $183,592-56.8% | $155,574-49.1% | $145,877-45.7% |
| Participation rate | 73.7% | 82.7%-9.0pp | 78.2%-4.5pp | 80.3%-6.6pp |
| Annual return | 14.53% | 61.37%-46.8pp | 64.87%-50.3pp | 551.28%-536.7pp |
| Employer contribution / active EE | $2,135 | $5,317-59.8% | $4,676-54.3% | $4,663-54.2% |
| Participant deferral / active EE | $4,296 | $6,466-33.6% | $5,629-23.7% | $6,691-35.8% |
| Admin fee / account holder | $6,941 | $19,316-64.1% | $15,914-56.4% | $13,402-48.2% |