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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,426 | $73,848-35.8% | $143,799-67.0% | $68,486-30.7% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -20.66% | 0.91%-21.6pp | -0.04%-20.6pp | -7.85%-12.8pp |
| Employer contribution / active EE | $1,224 | $3,184-61.6% | $4,952-75.3% | $2,597-52.9% |
| Participant deferral / active EE | $2,694 | $3,385-20.4% | $5,638-52.2% | $4,028-33.1% |
| Admin fee / account holder | $2,014 | $5,755-65.0% | $14,677-86.3% | $5,404-62.7% |