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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,121 | $77,908-24.1% | $149,696-60.5% | $75,173-21.4% |
| Participation rate | 92.9% | 65.6%+27.3pp | 78.8%+14.1pp | 67.2%+25.7pp |
| Annual return | 17.07% | 31.73%-14.7pp | 134.46%-117.4pp | 160.72%-143.6pp |
| Employer contribution / active EE | $1,147 | $3,138-63.4% | $4,821-76.2% | $2,671-57.0% |
| Participant deferral / active EE | $4,617 | $3,411+35.4% | $5,682-18.7% | $4,126+11.9% |
| Admin fee / account holder | $5,747 | $5,950-3.4% | $13,212-56.5% | $5,651+1.7% |