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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,133 | $106,247-69.8% | $96,515-66.7% | $139,466-77.0% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 19.82% | 38.47%-18.6pp | 35.73%-15.9pp | 373.66%-353.8pp |
| Employer contribution / active EE | $6,213 | $4,106+51.3% | $3,740+66.1% | $4,754+30.7% |
| Participant deferral / active EE | $3,497 | $5,456-35.9% | $4,880-28.3% | $6,712-47.9% |
| Admin fee / account holder | $8,609 | $7,885+9.2% | $6,735+27.8% | $11,409-24.5% |