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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,368 | $107,363-77.3% | $92,909-73.8% | $152,897-84.1% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 22.05% | 145.63%-123.6pp | 109.44%-87.4pp | 345.43%-323.4pp |
| Employer contribution / active EE | $9,236 | $4,222+118.8% | $3,653+152.8% | $4,764+93.9% |
| Participant deferral / active EE | $3,546 | $4,848-26.9% | $4,238-16.3% | $5,851-39.4% |
| Admin fee / account holder | $1,895 | $7,082-73.2% | $5,795-67.3% | $11,599-83.7% |