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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,944 | $93,117-17.4% | $77,096-0.2% | $134,532-42.8% |
| Participation rate | 66.7% | 74.5%-7.8pp | 67.9%-1.3pp | 81.2%-14.6pp |
| Annual return | -17.12% | 62.67%-79.8pp | 42.35%-59.5pp | 418.27%-435.4pp |
| Employer contribution / active EE | $2,178 | $3,420-36.3% | $2,814-22.6% | $4,741-54.1% |
| Participant deferral / active EE | $6,854 | $5,241+30.8% | $4,429+54.7% | $6,401+7.1% |
| Admin fee / account holder | $664 | $6,948-90.4% | $5,428-87.8% | $11,429-94.2% |