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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,317 | $84,518-85.4% | $67,704-81.8% | $125,389-90.2% |
| Participation rate | 100.0% | 74.8%+25.2pp | 67.5%+32.5pp | 83.2%+16.8pp |
| Annual return | -0.55% | 2.57%-3.1pp | 25.41%-26.0pp | 282.24%-282.8pp |
| Employer contribution / active EE | $5,683 | $3,292+72.6% | $2,559+122.0% | $4,866+16.8% |
| Participant deferral / active EE | $6,087 | $4,430+37.4% | $3,585+69.8% | $5,352+13.7% |
| Admin fee / account holder | $942 | $5,340-82.4% | $4,255-77.9% | $9,541-90.1% |