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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,851 | $109,411-50.8% | $89,435-39.8% | $158,982-66.1% |
| Participation rate | 54.5% | 74.3%-19.7pp | 68.0%-13.4pp | 82.0%-27.4pp |
| Annual return | 21.57% | 345.68%-324.1pp | 245.55%-224.0pp | 302.99%-281.4pp |
| Employer contribution / active EE | $1,430 | $3,173-54.9% | $2,587-44.7% | $4,763-70.0% |
| Participant deferral / active EE | $4,067 | $4,600-11.6% | $3,890+4.5% | $5,983-32.0% |
| Admin fee / account holder | $0 | $6,159-100.0% | $4,884-100.0% | $11,252-100.0% |