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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,349 | $135,905-76.2% | $126,068-74.3% | $198,609-83.7% |
| Participation rate | 92.3% | 85.6%+6.7pp | 84.7%+7.6pp | 82.4%+9.9pp |
| Annual return | 15.16% | 14.07%+1.1pp | 15.01%+0.2pp | 202.70%-187.5pp |
| Employer contribution / active EE | $0 | $4,245-100.0% | $3,968-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $14,499 | $8,523+70.1% | $8,214+76.5% | $6,977+107.8% |
| Admin fee / account holder | $7,998 | $21,036-62.0% | $18,264-56.2% | $19,030-58.0% |