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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,430 | $139,948-93.3% | $121,663-92.2% | $154,746-93.9% |
| Participation rate | 75.0% | 78.0%-3.0pp | 74.5%+0.5pp | 80.7%-5.7pp |
| Annual return | 23.29% | 230.52%-207.2pp | 147.54%-124.3pp | 172.34%-149.0pp |
| Employer contribution / active EE | $1,130 | $3,521-67.9% | $3,020-62.6% | $4,379-74.2% |
| Participant deferral / active EE | $2,216 | $5,629-60.6% | $4,887-54.7% | $6,730-67.1% |
| Admin fee / account holder | $557 | $17,321-96.8% | $14,289-96.1% | $14,365-96.1% |