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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,430 | $132,634-92.9% | $115,768-91.9% | $137,256-93.1% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.4%+0.6pp | 80.0%-5.0pp |
| Annual return | 23.29% | 160.70%-137.4pp | 100.46%-77.2pp | 220.34%-197.1pp |
| Employer contribution / active EE | $1,130 | $3,360-66.4% | $2,940-61.6% | $4,156-72.8% |
| Participant deferral / active EE | $2,216 | $5,619-60.6% | $4,917-54.9% | $6,407-65.4% |
| Admin fee / account holder | $557 | $15,028-96.3% | $12,439-95.5% | $12,270-95.5% |