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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,807 | $183,592-62.0% | $155,574-55.1% | $145,877-52.1% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 14.47% | 61.37%-46.9pp | 64.87%-50.4pp | 551.28%-536.8pp |
| Employer contribution / active EE | $13,961 | $5,317+162.6% | $4,676+198.6% | $4,663+199.4% |
| Participant deferral / active EE | $6,455 | $6,466-0.2% | $5,629+14.7% | $6,691-3.5% |
| Admin fee / account holder | $2,137 | $19,316-88.9% | $15,914-86.6% | $13,402-84.1% |