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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,424 | $217,427-67.2% | $185,837-61.6% | $167,518-57.4% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 12.50% | 148.39%-135.9pp | 122.08%-109.6pp | 478.71%-466.2pp |
| Employer contribution / active EE | $3,149 | $5,874-46.4% | $5,168-39.1% | $4,838-34.9% |
| Participant deferral / active EE | $7,848 | $6,357+23.5% | $5,568+40.9% | $6,342+23.8% |
| Admin fee / account holder | $1,814 | $19,816-90.8% | $16,241-88.8% | $12,312-85.3% |